If you are planning a leave from work (FMLA or personal leave due to illness, injury, pregnancy, to provide care for a family member, or other), you will need to file a leave request and/or disability claim via unum.com (log in or register and then follow claim submission instructions) or by calling UNUM by calling 866-779-1054. Please view the Leave Request Process for additional information.
If the reason for the leave is your own health, short and long-term disability insurance may apply. These are Foth-paid benefits available to eligible members, effective on their hire date.
When requesting disability paid time-off, you must notify your RCM and Benefits of your absence from work.
In addition, some states offer their own disability, family or leave coverage, such as the following. If your state offers separate coverage, you’ll need to apply for that coverage as well. Payments for short- and long-term disability will be reduced by any state provided benefit.
At any time, you may visit www.unum.com and log in to view the status of your FMLA and/or disability claim. You’ll be able to see open claims, submit FMLA time, submit documentation and check the status of disability payments.
Short Term Disability (STD) Summary
Short Term Disability (STD) insurance provides you with an important source of income should you become disabled and unable to work for a short period of time. All Regular Full- and Part-time members are eligible for STD benefits, after a 14 calendar day elimination period, that equal 60% of weekly gross earnings up to a maximum weekly benefit of $2,500. Payments for STD begin on the 15th calendar day of disability resulting from an accident or illness and are payable for up to 11 weeks. For pregnancy, STD typically applies for 6 weeks for a normal delivery and 8 weeks for Cesarean section (which includes the elimination period).
Refer to the Summary Plan Description for additional information
Long Term Disability (LTD) Summary
Long Term Disability (LTD) insurance provides you with an important source of income should you become disabled and unable to work for an extended period of time. All Regular Full- and Part-time members are eligible for LTD benefits that equals 60% of monthly gross earnings up to a maximum monthly benefit of $5,000 (in 2021) or $7,500 (starting in 2022). This policy pays as long as you are disabled from doing your own occupation. Payments for LTD begin on the 91st day of continuous disability and follow STD.
Long Term Disability – Buy Up Coverage
Depending on your situation, a gap could exist between your income and the amount the Foth Long Term Disability (LTD) policy will pay out in the event of a disability. If 60% of your monthly income exceeds the monthly benefit limit, or if you receive bonuses, you may potentially have a gap between your current income and the income you would receive if disabled. If interested in evaluating LTD buy up options, contact Jeff Bartosic with USI (Foth’s benefits consultants) at 920-481-2079 or firstname.lastname@example.org to find a policy. He will research multiple carriers to find a policy to best fit your needs. Medical underwriting may include a physical exam.
In the event of the death of an immediate family member, regular full-time and part-time exempt and non-exempt members receive up to three work days with an equivalent of eight hours pay per day. The three work days do not need to be consecutive but they must be taken within one month of the death. An immediate family member is defined as a member’s spouse, parent, sibling, child, grandparent, or grandchild. (This includes in-law, step- and domestic partner relationships.) Bereavement leave, including the duration of the leave, must be approved by the member’s RCM. An assignment will be provided by Human Resources after RCM approval.
Jury Duty Leave
Receive up to 10 days paid leave for eligible jury duty events for regular full-time and regular part-time members (time past 10 days is unpaid). Members are to notify their RCM upon receiving summons for duty. Prior to reporting for jury duty, members must furnish a copy of the court order as proof of required absence to HR. Once jury duty payment is received, a copy of the check must be submitted to HR, along with a check to Foth for the per diem portion only.
Military Duty Leave
All regular full-time members and regular part-time members who belong to Federally-recognized uniform services, such as, National Guard, Naval Reserve, or Officers Reserve, etc., who present official orders for training or active duty will be granted a military leave of absence, not to exceed five years for such activity. Advance notice of military service is required, unless military necessity prevents such notice or it is otherwise impossible or unreasonable. Each case presented will be handled as necessary. You’ll need to inform your RCM and Human Resources and present documentation.
In the event your unpaid medical leave results in your PTO balance going below 40 hours you may request Leave Sharing if needed, (donated PTO by caring Foth members) by opening and completing the form located within the Leave Sharing Account Program handbook*.
*Internal document, must be logged into the Foth network to access
Paid Time Off (PTO)
Paid time off is an accumulation of paid leave for regular full-time members that can be used for a variety of reasons such as vacation, sick time, and personal business. Foth’s flexible scheduling only requires that PTO be reported if work hours total less than 40 hours in a given week regardless of days worked. The Foth fiscal year is used for purposes of PTO accrual and usage. Members are allowed to carry over up to 184 hours of PTO. Any carryover in excess of 184 hours will be donated to the leave sharing account (unless otherwise dictated by state law).
Purchased Time Off
The Purchased Time Off program allows regular full-time members to purchase up to 80 hours of additional time off prior to Quarter 4 of each year, to be used in the same fiscal year. Unused Purchased Time Off will be paid back to the member at 100% on the last paycheck of the calendar year in which it was purchased. Purchased Time Off hours are only available once they have been accrued. Requests may be submitted on the Purchased Time Off site.
Volunteer Time Off (VTO)
All regular full-time and regular part-time members who take time to volunteer in their communities for a 501(c)(3) charitable organization may request up to 8 hours of paid volunteer time off (per Foth fiscal year). Complete and submit the VTO Request Form to the Benefits team no later than one week prior to the VTO date.