Retirement

Access your 401(k) account: Associated Bank

  • Change your deferral percentage (Manage > Your Contributions) – Normal deferral changes made by market close the Friday prior to payroll will be reflected on the following paycheck.  Maintain at least an 8% deferral percentage per paycheck to receive the 4% maximum match.
  • Enroll in optional Automatic Savings Increase (Manage > Your Contributions) – Allows you to increase your contribution by a pre-determined percentage each year on June 1.  Automatic Savings Increase
  • Update 401(k) beneficiaries (Settings > Beneficiary). Note, if you electing a trust OR are married an electing a non-spouse as a primary beneficiary, you must also complete the 401(k) Plan Beneficiary Form and return to Foth Benefits.
  • Change your fund elections (Manage > Your Portfolio)
  • Access the 401(k) loan policy (View > Loan Policy) – It is highly recommended that you contact Francis Investment Counsel prior to loan application.
  • Roll over an existing 401(k) to Foth’s retirement plan (View > Enrollment Book > Forms > Rollover Form)
  • QDRO Determination Checklist*

401(k) Plan Documents

Summary Plan Description (SPD) – 401(k) Retirement Savings Plan – Effective October 2021*

401(k) Retirement Summary Annual Report 2020*

Financial / Retirement Education

You want to make the most of your money, but where do you start? Francis Investment Counsel is available to help. This company-sponsored financial wellness benefit connects you with down-to-earth financial professionals who educate, advise, and coach. You get the financial help you need within the safety of a completely sales-free and confidential environment.  There are no per session co-pays so you can meet with an advisor as often as you wish. The cost for the education and advisory services are included in the fees charged to the plan.

Francis Investment Counsel / MoneyAdvice@Work

  • Schedule a one-on-one session –  Note: Kelli Send and Tim Shirk offer one-on-one sessions at Foth every Spring and Fall.  However, feel free to meet remotely with Kelli or Tim, or another advisor of your choice at any time remotely.
  • Plan to attend a live web event or view past events – Learn about a variety of money topics

Fall 2021 Financial Education:

Questions?

Francis Investment Counsel

Fund questions, 401(k) Education, Advice
P: 866-232-6457
Kelli Send:  kelli.send@francisinvco.com
Tim Shirk:  timothy.shirk@francisinvco.com

Associated Bank

Retirement Help Line (24/7) 1-800-431-4649
RPAssistance@associatedbank.com

Beth Kohlman, 401(k) Rep
920-320-8241
Beth.Kohlman@associatedbank.com

Human Resources/Benefits

Benefits@foth.com
920-497-2500

 

* Internal document, must be logged into the Foth network to access