Retirement

Retirement Plan Summary and Summary Annual Report

Summary Plan Description (SPD) – 401(k) Retirement Savings Plan*
401(k) Summary of Material Modifications (SMM) 6-28-18*
401(k) Summary of Material Modifications (SMM) 9-26-18*
401(k) Summary of Material Modifications (SMM) Hardship Distributions*

401(k) Retirement Summary Annual Report 2019*

Access your Retirement Account

Associated Bank

  • Change your deferral percentage (Manage > Your Contributions) – Normal deferral changes made by market close the Friday prior to payroll will be reflected on the following paycheck.  Maintain at least an 8% deferral percentage per paycheck to receive the 4% maximum match.
  • Enroll in optional Automatic Savings Increase (Manage > Your Contributions) – Allows you to increase your contribution by a pre-determined percentage each year on June 1.  Automatic Savings Increase
  • Update 401(k) beneficiaries (Settings > Beneficiary). Note, if you electing a trust OR are married an electing a non-spouse as a primary beneficiary, you must also complete the 401(k) Plan Beneficiary Form and return to Foth Benefits.
  • Change your fund elections (Manage > Your Portfolio)
  • Access the 401(k) loan policy (View > Loan Policy) – It is highly recommended that you contact Francis Investment Counsel prior to loan application.
  • Additional Forms:

Access Retirement Education

Francis Investment Counsel  

  • Schedule a one-on-one session –  Note: Kelli Send and Tim Shirk offer one-on-one sessions at Foth every Spring and Fall.  However, feel free to meet remotely with Kelli or Tim, or another advisor of your choice at any time remotely.
  • Plan to attend a live web event or view past events – Learn about a variety of money topics
  • Sign-up for the MoneyAdvice@Work eNewsletter

Click here* to view information about the MoneyAdvice App.  A new way to get Money Advice on the go!

 

Retirement Educational Items

Independent View 4th Quarter 2020*
Investors Outlook 1st Quarter 2021*
401(k) Investment Menu and Risk Tolerance Quiz*
401(k) Advisor Column – Be Certain that Advice isn’t Sales Pitch (March 2014)
2020 401(k) Fee Disclosure*

Francis Investment Counsel – Financial Education

Spring 2021

King of the Hill – Presentation Slides*   –  Recording of Session

Money Advice Flyer*

Foth Fund Performance Update 04.21*

Foth Fund Menu 04.21*

If I Knew Then What I Know Now: Foth Money Tips to Your Younger You_Handout   –  Recording of Session

Fall 2020

Recording of session: Francis Investment Counsel Financial Education – Top Tax Savings Tips (9/23/2020)

Top Tax Savings Tips – Presentation Slides*

Recording of session: Francis Investment Counsel Financial Education – How Your HSA is Better than your 401k (10/1/2020)

401(k) Making Wise Decisions*

Foth Fund Performance 9.20*

HSAs Get Even Better*

Investor Education – 2020 Tax Rates, Schedules and Contribution Limits*

MoneyAdvice at Foth 2020*

Spring 2020

Recording of session: Plan It Forward (3-24-20)

Foth Fund Menu 3.20*

Foth Fund Performance 3.20*

MoneyAdvice Foth*

After I’m Gone Fillable PDF*

Recording of session: SECURE and CARES Act (4-1-20)

SECURE and CARES Act PowerPoint*

2.20 Secure Act Final*

Monthly Retirement Updates

Access the Monthly Retirement flyers*
Access Monthly Plan Highlights*
 * Internal document, must be logged into the Foth network to access

Questions?

Francis Investment Counsel

Fund questions, 401(k) Education, Advice
P: 866-232-6457
Kelli Send:  kelli.send@francisinvco.com
Tim Shirk:  timothy.shirk@francisinvco.com

Associated Bank

Retirement Help Line (24/7) 1-800-431-4649
RPAssistance@associatedbank.com

Beth Kohlman, 401(k) Rep
920-320-8241
Beth.Kohlman@associatedbank.com

Human Resources/Benefits

Benefits@foth.com
920-497-2500

 

* Internal document, must be logged into the Foth network to access